Sweepstakes Rules

OFFICIAL SWEEPSTAKES RULES - PNC TotalRewards Voices Monthly Giveaway Official Rules

SPONSOR. PNC Bank, The Tower at PNC Plaza 300 Fifth Avenue Pittsburgh, Pennsylvania 15222-2401 (“PNC Bank”)

No Purchase Necessary to Enter or Win: No purchase or transaction from PNC Bank is necessary to enter or win. Entrants need not attend any sales presentation arranged, sponsored or organized by PNC Bank to enter or win. A purchase will not increase your chances of winning. Odds of winning will depend on the total number of eligible entries received during the Promotional Period, as defined below. All applicable federal, state, and local laws and regulations apply. Void where prohibited.

THE PROMOTION. These official rules (the “Official Rules”) shall govern the PNC TotalRewards Voices Monthly Giveaway (the “Promotion”). By participating in the Promotion, each entrant agrees to abide by these Official Rules, including all eligibility requirements, and understands that the results of the Promotion, as determined by PNC Bank and its agents, are final in all respects. The Promotion is subject to all federal, state and local laws and regulations and is void where prohibited by law. NO PURCHASE OR TRANSACTION NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.

CONTEST PERIOD. The promotional period for the PNC TotalRewards Voices Monthly Giveaway begins on June 1, 2026, at 8:00 a.m. EST and ends on December 31, 2027, at 11:59 p.m. EST (the “Promotional Period”). PNC Bank reserves the right to cancel, suspend and/or modify the Promotion if fraud, technical failures or any other factor beyond PNC Bank reasonable control impairs the integrity of the Promotion, as determined in PNC Bank’s sole discretion. In addition, the term and duration of the Promotion may end at any time in the sole discretion of PNC Bank; provided, however, that all Giveaways, as defined below, will be awarded for the period in which the termination occurs.

ENTRY. NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Eligible participants (see Eligibility section, below) can enter monthly by completing a survey and clicking on the link in your email invitation from our PNC TotalRewards Voices. Only qualified members of the PNC TotalRewards Voices Online Community are eligible for the Monthly Giveaway. Only eligible entries actually received in accordance with the terms of these Official Rules will be included in the Monthly Giveaway drawing.

ELIGIBILITY. This Promotion is open only to legal residents of the United States. Entrants must be eighteen (18) years or older at the time of the drawing. Employees of PNC Bank, its affiliates and their immediate family members, and individuals residing in the same household as such employees, are not eligible to participate in this Promotion. By participating, entrants agree to these Official Rules and agree to accept all decisions of PNC Bank with respect to this Promotion as final. Void where prohibited or restricted by law. The Promotion is subject to all applicable federal, state, and local laws and regulations.

GIVEAWAY. Five (5) $ 50 VISA Gift Cards* will be awarded each month (the “Giveaway”). Winners may be required to complete an eligibility confirmation and prize acceptance form.

All valid and complete entries submitted are automatically eligible for the Giveaway drawings, which will be conducted on or about ten (10) days of the last day of each month. The Giveaway winners will be determined in a random drawing to be held by Schmidt Market Research, on behalf of PNC Bank, whose decision is final. The winners will be notified by e-mail within five (5) working days of the drawing, and the winner need not be present to win. If a Giveaway winner cannot be located within 5 days of the drawing, an alternate winner will be drawn. In the event that a winner is not determined after two (2) attempts have been made to contact five (5) potential winners, Administrator may elect not to conduct any further redraws and not award any such Giveaway. Giveaway winners may be required to complete an eligibility confirmation and prize acceptance form, to be returned within time specified or Giveaway award will be void and may be awarded to an alternate winner. Giveaway may not be substituted for cash, transferred or exchanged. Taxes on the Giveaway are the sole responsibility of the winner. Information concerning the award of the Giveaway and the Giveaway winner may be reported on Form 1099 to the Internal Revenue Service. Winner is responsible for filing all other applicable documentation with government agencies. Void where prohibited by law. All federal, state, local and municipal laws and regulations apply.

ODDS OF WINNING. The odds of winning will depend upon the total number of eligible entrants.

GENERAL CONSIDERATIONS. No responsibility is assumed by PNC Bank for late, misdirected e-mail. Entries become the property of PNC Bank and will not be returned. Entries are subject to verification and are automatically void and will be rejected if forged, altered, defaced, tampered with, mechanically reproduced, irregular in any way, irregularly obtained, or if it contains errors or omissions. All submissions become property PNC Bank. By submitting an entry, you accept and agree to these rules and all decisions of PNC Bank whose decisions are final. PNC Bank reserves the right to distribute entries in any fashion it selects, to accelerate or modify the method of distribution and to refuse entries to participants, who, in its sole determination, abuse any privileges in order to participate. All Giveaways are awarded on an “as is” basis without warranty of any kind, express or implied, including, without limitation, any warranty of fitness for a particular purpose or warranty of merchantability by PNC Bank. Neither PNC Bank nor any of its affiliates is responsible for printing or typographical errors in any Promotion-related materials; or for transactions that are processed late or incorrectly or are lost due to computer or electronic malfunction. PNC Bank reserves the right to cancel or modify the Promotion if fraud or technical failures compromise the integrity of the Promotion, as determined by PNC Bank in its sole discretion. By entering, participants release and hold harmless PNC Bank and its affiliates and their respective directors, officers, employees and agents from any and all liability for any injuries, loss or damage of any kind to persons, including death, or property damage resulting in whole or in part, directly or indirectly, from acceptance, possession, misuse or use of any Giveaway, participation in this Promotion, or while traveling to, preparing for, or participating in any Giveaway-related activity. This contest is void where prohibited by law and is subject to all applicable federal, state, and local laws and regulations. By participating, entrants agree to these official rules and agree to accept all decisions of PNC Bank with respect to this contest as final. These Official Rules shall be governed by and construed and interpreted in accordance with the laws of the Commonwealth of Pennsylvania, U.S.A, applicable to contracts entered into and performed exclusively in that State.

RELEASE. The Sponsor shall not be liable for injury, loss or damage of any kind resulting from your participation in the Promotion or from the acceptance or use of any prize awarded. By submitting an entry to the Promotion, each participant in the Promotion expressly agrees to (a) be bound by these Official Rules, including all entry requirements; and (b) release, hold harmless, and waive any and all claims against PNC Bank, and their respective parents, subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, volunteers, officers, and directors (collectively, the “Released Parties”) from and against any and all liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from: (i) such participant’s participation in the Promotion and/or his or her acceptance, possession, use, or misuse of any prize or any portion thereof, or while preparing for, participating in, attending and/or traveling to and/or from any Giveaway-related event or activity; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process for the Promotion; and (v) electronic or human error in the administration of the Promotion or the processing of entries. By entering the Promotion, each participant gives his or her express permission to be contacted by the Sponsor by telephone, mail, or email for Promotion purposes. PNC Bank is not responsible for printing or typographical errors in any Promotion-related materials; for stolen, lost, late, misdirected, damaged, incomplete, or illegible Promotion-related materials; or for Promotion materials that are processed late or incorrectly, or that are lost due to any reason whatsoever.

DATA COLLECTION. PNC Bank will be collecting personal data about participants when they enter the Promotion. Please review PNC Bank’s Privacy Policy statement at www.pnc.com. By participating in the Promotion, and providing any personal or customer data, participants hereby agree to all of the terms and conditions of the privacy statement of PNC Bank.

INDEMNIFICATION AND LIMITATION OF LIABILITY. BY ENTERING THE PROMOTION, EACH ENTRANT AGREES TO INDEMNIFY, RELEASE AND HOLD HARMLESS SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES, ADMINISTRATOR, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS FROM ANY LIABILITY, DAMAGES, LOSSES OR INJURY RESULTING IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, FROM THAT ENTRANT’S PARTICIPATION IN THE PROMOTION AND THE ACCEPTANCE, USE OR MISUSE OF ANY GIVEAWAY THAT MAY BE WON. SPONSOR AND ITS PARENT, AFFILIATE AND SUBSIDIARY COMPANIES DO NOT MAKE ANY WARRANTIES, EXPRESS OR IMPLIED, AS TO THE CONDITION, FITNESS OR MERCHANTABILITY OF THE GIVEAWAY. SPONSOR AND ITS PARENTS, SUBSIDIARIES, AFFILIATES, ADVERTISING AND PROMOTIONAL AGENCIES, AND ALL THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES AND AGENTS DISCLAIM ANY LIABILITY FOR DAMAGE TO ANY COMPUTER SYSTEM RESULTING FROM ACCESS TO OR THE DOWNLOAD OF INFORMATION OR MATERIALS CONNECTED WITH THE PROMOTION.

OFFICIAL RULES. For a copy of the Official Rules, please send a request to Schmidt Market Research, 125 Hillvue Lane, Pittsburgh, PA 15237. Requests received after December 31, 2027, will not be honored.

WINNER POSTING. To receive the name of the Giveaway winners, send a self-addressed stamped envelope to: Schmidt Market Research, PNC TotalRewards Voices 125 Hillvue Lane, Pittsburgh, PA 15237.

USE OF INFORMATION. Except where prohibited by law, entry constitutes permission to PNC Bank, and its affiliates to use winner’s name, city and state of residence, likenesses, and any statements made by winners regarding the Promotion and the Giveaway, for marketing and publicity purposes (including, without limitation, use on the web site of PNC Bank and/or its affiliates) without any compensation and for purposes of complying with all applicable federal, state and local regulations.